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Peer Lending is an investment vehicle that allows individuals to make money the way banks have for centuries. |
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| Millions of borrowers are paying banks very high interest rates. While the same banks pay only a few percent for savings and CDs. |
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Peer Lending takes out the middleman providing better rates for all. Investors average 14% initial interest, and investors who use my methods are earning 10% - 12% after fees and defaults. |
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Over time the difference in rates is substantial - what can that mean for you? In this example, based on $100,000 invested, the difference in rates is $165,000 over 10 years. |
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Of all Peer Lending institutions, our analysis indicates that Lending Club is best for minimizing risk |
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Lending Club loans are exclusively for premier borrowers with FICO scores of 660 or better. Only 8% of all loan applications are approved. Prime is considered above 620, however, Lending Club's "premier" level of 660 is even higher than "prime". |
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Years of credit trends help determine rates and expected returns. People with the highest credit ratings have historical defaults under 4% even in the worst recessions. Lending Club varies rates to balance for expected defaults. |
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Smart investors allocate their investment across over 100 borrowers. Lending Club investors do this to eliminate the possibility of a large single default knowing that a small percentage of defaults are built into the return formula. |
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Shortcut - All through reading and ready to start earning?
These are the simple 5 key elements to Peer Lending Wealth: |
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| 1. Determine your target return and risk profile (conservative at 10-12%, or ultra-conservative at 7-8%) |
| 2. Fund 100 or more loans (preferably 400 or more) |
| 3. Carefully consider employment in profiles selected |
| 4. Evaluate borrower use of funds and ability to repay |
| 5. Revisit the site to reinvest re-paid money every two weeks |
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 Easy as 1-2-3 step-by-step guide |
| Connect to Lending Club for investment |
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Peer to Peer Lending has now come of age - the Wall Street Journal, New York Times and dozens of other leading financial publications are writing about this new class of investments offering low risk and high returns. The Harvard Business Review recently predicted that Peer Lending will be one of the most important financial innovations for the next decade. |
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This is made possible by Peer Lending sites which offer investors new access to an established asset class previously reserved for banks. The best peer to peer lending sites enable diversification, empowerment of risk/reward, and liquidity. |
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My name is Scott Langmack, and the techniques in the site have been refined over the course of investing hundreds of thousands of dollars of my own money in peer lending where my returns are averaging over 11%. The easy step by step guide will show you how I do it. |
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Peer Lending Wealth earns a modest fee when people link from this site and make an investment on a peer to peer lending site. Virtually all peer lending sites have affiliate referral programs, so we are focused on identifying the best peer to peer lending sites for your success. The more successful you are, the more likely you are to tell your friends about PeerLendingWealth.com. |
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This site shares my opinions and experiences with the Peer to Peer loan process. PeerLendingWealth.com does not manage any investments; our analysts are unbiased and work strictly with factual and empirical data. Please note that there are no guarantees expressed or implied. |
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2009 Rosso Cavallo, inc. All rights reserved. The peerlendingwealth.com site, and its parent company, Rosso Cavallo, Inc. make no warranties, expressed or implied. Financial investing involves risk by nature and you need to evaluate your options with your own financial advisors. Questions or comments can be addressed to info@peerlendingwealth.com